I Love Working in Real Estate!

But, one couple’s home search did pan out and it’s a wonderful story.

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Is it better to buy a home from the Listing Agent?

The Listing Agent, that’s the name on the sign has listed the property for 5 or 6% commission. Traditionally they are offering 2.5% or 3% to a buyer’s agent so if you buy the home directly from the Listing Agent, they are getting a win fall, a double end as we call it in the business. So surely they can knock a percent or two off the price, from that extra commission they are earning to give you a deal. Right!

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How much should you save to buy a home

The first thing you need to know is the Government of Canada has a Home Buyers Plan (HBP) for the first time home buyers, which allows you to withdraw up to $25,000 from your RRSP’s to buy your first home. So “Save” your first $25,000 by making RRSP contributions up to your max. As always there are some limitations so read up on the plan or discuss it with your mortgage broker.

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